30+ years of experience
Ed has guided hotels, hospitals, construction firms, BPOs, and manufacturers through coverage decisions that fit how Cebu businesses actually operate.
Cebu · Business insurance advisors
Compare insurers. Choose with confidence.
Sugbo Shield requests quotations from multiple insurers and presents a clear side-by-side comparison—so your business can choose on price, brand, or coverage. Then we handle the paperwork and stay with you when you need to claim.
Why Sugbo Shield
Insurance advice built for Cebu businesses
Led by Edgar “Ed” Mendoza, a licensed agent with more than three decades helping companies protect people, property, and operations.
Compare quotes, not guesswork
We request quotations from multiple insurers for the same need, then present a clean comparison so you can choose a lower premium, a trusted brand, or broader cover.
Help when you claim
When something goes wrong, we notify the insurer promptly, gather requirements, and guide you through the paperwork—so you are not left to figure it out alone.
Services
Coverage for property, people, and plans
One advisory relationship across non-life insurance, employee health, group life, and retirement planning.
Non-life insurance
Property and fire, motor and fleet, liability, surety bonds, marine and cargo, and engineering cover—sourced from seven insurer partners.
Employee health (HMO)
Group health plans for your team, with options suited to companies that typically employ 30 or more people.
Group life
Life cover for employees as part of a benefits package that supports retention and peace of mind for families.
Retirement & actuarial
Retirement plans, employee benefits design, and actuarial valuation through our actuarial partner.
How it works
From needs to coverage—and beyond
Tell us what you need
Share your business type, headcount, and what you want to protect—or walk through our Coverage Finder.
We gather quotes
Ed requests quotations from multiple insurers for the same services and reviews the responses.
You compare and choose
You receive a clear comparison. Pick the option that fits price, reputation, or breadth of cover.
We handle paperwork & claims
We facilitate placement with the insurer and stay available when you need to file a claim.
Not sure where to start?
Answer a few short questions. We will match services to your needs and Ed will call you within 72 hours.
Open Coverage Finder