Services

From property and vehicles to employee health and retirement plans—coverage chosen to fit your business or family, with advisors who stay with you.

Commercial warehouse and office property
Non-life

Property, vehicles, liability & more

We help you secure the right non-life protection for buildings, fleets, liability, bonds, cargo, and engineering risks—explained clearly and matched to how your business operates.

  • Property & fire
  • Motor & fleet
  • Liability
  • Surety bonds
  • Marine & cargo
  • Engineering

Common for hotels and hospitality, construction, manufacturing, logistics, retail, and BPO operations with buildings, fleets, or contractual bond requirements.

Company fleet of vans and pickup trucks

Motor & fleet

Protect the vehicles that keep your business moving—from single units to full fleets.

Office team collaborating in a bright workplace
Employee benefits

HMO / employee health

Group health plans that help you attract and keep people. We help you understand plan design, network access, and cost so the package fits your headcount and budget. Best suited to companies that typically employ 30 or more people.

  • Group HMO
  • Plan guidance
  • Enrollment support
Advisor discussing employee benefits with a client
Employee benefits

Group life insurance

Life cover for your employees as part of a benefits package. We coordinate placement and help you explain the cover clearly to leadership and HR.

  • Group life
  • Employee protection
  • Benefits packages
Couple walking along a tropical beach at sunset
Long-term planning

Retirement plans & actuarial services

Through our actuarial partner we support retirement plan design, employee benefits structuring, and actuarial valuation—so finance and HR have numbers they can trust.

  • Retirement plans
  • Employee benefits design
  • Actuarial valuation
After you buy

Claims assistance

When an incident happens—a vehicle accident, a fire, or another insured event—time matters. Clients notify Sugbo Shield; we formally notify the insurer with the basic facts and help you gather the requirements the insurer asks for. Our aim is to keep the process moving and reduce the burden on your team.

Ready to find the right coverage?

Use the Coverage Finder or send us a short note. We will call you within 72 hours.