30+ years of experience
We have guided hotels, hospitals, construction firms, BPOs, and manufacturers through coverage decisions that fit how Cebu businesses actually operate.
Cebu · Insurance advisors
Protection you can count on.
Sugbo Shield helps Cebu businesses and families find the right coverage—with licensed local advisors, personal service, and support that continues when you need to file a claim.
Team photo coming soon
A portrait of our licensed advisors will appear here.
Why Sugbo Shield
Insurance advice for Cebu businesses and families
Our licensed team brings more than three decades of experience helping companies and households protect people, property, and what matters most.
The right coverage, clearly explained
We listen to your needs, recommend protection that fits, and walk you through the details in plain language—so you can decide with confidence.
Claims support when it counts
When something goes wrong, we help you notify the insurer, gather requirements, and move through the paperwork—so you are not left to figure it out alone.
Services
Coverage for property, people, and plans
One advisory relationship across non-life insurance, employee health, group life, and retirement planning.
Non-life insurance
Property and fire, motor and fleet, liability, surety bonds, marine and cargo, and engineering cover for how Cebu businesses operate.
Motor & fleet
Coverage for company vehicles and fleets that keep your operations moving across Cebu and beyond.
Employee health (HMO)
Group health plans for your team, suited to companies that typically employ 30 or more people.
Retirement & actuarial
Retirement plans, employee benefits design, and actuarial valuation through our actuarial partner.
How it works
From needs to coverage—and beyond
Tell us what you need
Share your business or family situation, what you want to protect, or walk through our Coverage Finder.
We recommend coverage that fits
We review your needs and recommend protection that matches your risks, budget, and priorities.
We place your cover
Once you are ready, we handle the paperwork and keep you informed through placement.
We stay with you—including claims
After you are covered, we remain available when you have questions or need to file a claim.
Not sure where to start?
Answer a few short questions. We will match services to your needs and call you within 72 hours.
Open Coverage Finder